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  <!-- Core pages -->
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    <loc>https://alignpointcapital.com/</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
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  <url>
    <loc>https://alignpointcapital.com/about</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/services</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/process</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://alignpointcapital.com/resources</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://alignpointcapital.com/contact</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/qualify</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/referral</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/faq</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Program pillar + product pages -->
  <url>
    <loc>https://alignpointcapital.com/sba-loans</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/sba-7a-loans</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/sba-504-loans</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/business-acquisition-financing</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/commercial-real-estate-loans</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/dscr-loans</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Legal -->
  <url>
    <loc>https://alignpointcapital.com/privacy-policy</loc>
    <lastmod>2026-07-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/terms-of-service</loc>
    <lastmod>2026-07-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Resource articles — staggered weekly cadence (May–Aug 2026) -->
  <url>
    <loc>https://alignpointcapital.com/resources/buying-a-business-sba-7a</loc>
    <lastmod>2026-05-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://alignpointcapital.com/resources/sba-504-vs-7a-real-estate</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/commercial-real-estate-loans-guide</loc>
    <lastmod>2026-05-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/sba-7a-loan-requirements-florida</loc>
    <lastmod>2026-05-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/commercial-real-estate-loans-jacksonville-fl</loc>
    <lastmod>2026-06-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/sba-504-loan-requirements</loc>
    <lastmod>2026-06-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/dscr-commercial-real-estate-loans</loc>
    <lastmod>2026-06-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/sba-loan-down-payment-requirements</loc>
    <lastmod>2026-06-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/how-sba-loans-work</loc>
    <lastmod>2026-07-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/sba-7a-vs-504-loans</loc>
    <lastmod>2026-07-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/what-is-a-dscr-loan</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/commercial-loan-requirements</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/how-to-finance-an-investment-property</loc>
    <lastmod>2026-07-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/business-acquisition-loan-guide</loc>
    <lastmod>2026-08-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/commercial-mortgage-rates-explained</loc>
    <lastmod>2026-08-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/common-sba-loan-mistakes</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://alignpointcapital.com/resources/how-to-prepare-for-a-commercial-loan</loc>
    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
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